Los Angeles Wage Garnishments Lawyers

If your wages are being garnished due to unpaid debt, take action now. Our debt relief attorneys in Los Angeles have represented thousands of people throughout Los Angeles who have had their wages garnished and who face other serious financial challenges. You have legal options that may help you regain your financial stability and put an end to creditor harassment and wage garnishment. Filing for bankruptcy or challenging the garnishment in court are two possible options. There may be others.

Though we may be able to help after your wages have been garnished, we highly suggest you call us before the situation becomes that severe. If you have been threatened with a debt collection lawsuit, if you suspect lenders will soon file a lawsuit against you or even if a court order already allows your wages to be garnished, take action to protect your income.

Relief from debt is possible. Contact us online or call us at (310) 220-4147 to schedule your initial consultation with a garnish wages lawyer in Los Angeles.

Understanding Wage Garnishment Limits in California

If your wages are garnished, your income may be reduced a substantial amount. The law allows for the following to be withheld from your garnished paychecks:

• 25 percent of your disposable income, or
• The amount by which your income for a week exceeds 30 times the federal minimum wage;
• Whichever is less of the above will be the amount garnished.

There will likely be many warnings before wage garnishment occurs. Take those warnings seriously and contact our debt relief law firm. We may be able to stop wage garnishment before it even begins. Though we may suggest bankruptcy, we may also identify alternatives that will help you get real debt relief. Bankruptcy is only one tool in our “toolbox.”

Can My Wages Be Garnished Without a Court Order in Los Angeles?

While a creditor is required to receive a court order to garnish a debtor's wages, there are certain types of debts that do not require a court order:

• Taxes: The government can garnish your wages without a court order if you owe taxes.
• Child support: Child support enforcement orders include an automatic wage garnishment, which can range from 50 to 60 percent of your disposable income.
• Student loans: The US Dept. of Education can issue a garnishment order if you default on your student loans.

How Bankruptcy Can End Wage Garnishment

Filing Chapter 7 or Chapter 13 bankruptcy may allow you to obtain real debt relief in several ways:

• First, bankruptcy offers the relief of the automatic stay. This stops creditor harassment, collection lawsuits, and wage garnishment as well as repossession, foreclosure, and eviction proceedings. If you are having trouble paying your taxes, your mortgage or rent, your car payments, and you are being harassed by collectors, we can help.
• Second, bankruptcy can provide relief from your debts. If your wages are being garnished, you may be falling behind on other bills and struggling to make ends meet. Bankruptcy can get rid of most of your debts so you can free up your income to repay your priority debts and still be able to afford daily living expenses.

Local Debt Relief Solutions in Los Angeles

Living in Los Angeles comes with its unique financial challenges, and wage garnishment can be a significant burden for many residents. The high cost of living, coupled with unexpected financial setbacks, can make it difficult to stay afloat. Our debt relief services are tailored to address the specific needs of Angelenos, providing practical solutions to regain financial stability.

We understand the local landscape and the resources available to you. For instance, the Los Angeles County Department of Consumer and Business Affairs offers valuable information and assistance for those facing financial difficulties. Additionally, the City of Los Angeles provides various support programs that can help mitigate the impact of wage garnishment and other debt-related issues.

One common pain point for Los Angeles residents is the threat of wage garnishment due to unpaid debts. This can be particularly stressful given the high housing costs in neighborhoods like Downtown LA, Santa Monica, and Hollywood. Our team is well-versed in California's wage garnishment laws and can help you navigate the complexities of your situation. Whether it's filing for bankruptcy or exploring other debt relief options, we are here to guide you every step of the way.

Another significant concern is the potential for wage garnishment without a court order for specific debts such as taxes, child support, and student loans. The local offices of the IRS and the California Department of Child Support Services are entities that can initiate such actions. Understanding your rights and the legal processes involved is crucial, and our firm is dedicated to providing you with the knowledge and support you need to protect your income.

By choosing our debt relief services, you are partnering with a team that truly understands the financial landscape of Los Angeles. We are committed to helping you overcome your debt challenges and achieve a more secure financial future. Contact us today to learn more about how we can assist you in stopping wage garnishment and finding real debt relief.

Contact Us Today

We have helped many clients in these situations emerge from overwhelming debt. The sooner you contact us, the sooner we can help you save your credit and take charge of your debt. Bankruptcy may be a viable alternative and will help you build a stronger financial foundation than if you simply continue to struggle with debt. 

If you would like to learn more about stopping your wage garnishment, call us for a consultation with our wage garnishments attorney.